1. The Promotion runs from 5 November 2025 to 5 December 2025.
2. The Promotion consists of two (2) offers:

     (i) Offer 1: Complimentary Personal Credit Report Plus (PCRP)

• Promo code, AMBFLM25 entitles new and existing registered users

     (“Users”) of Experian Information Services (Malaysia) Sdn Bhd

     (“Experian”) to one (1) complimentary Personal Credit Report Plus (PCRP).

• The offer is valid from 5 November 2025, while stocks last.
• Complimentary reports are limited and available on a first-come, first-served basis. Once the maximum number (500) of complimentary reports is reached, the promo code will be deactivated.
• The promo code must be applied at the cart checkout page to redeem the complimentary report. No complimentary report will be issued if the promo code is not applied or has been fully redeemed.
• The offer is open to Malaysians and residents of Malaysia only.
• No payment is required to redeem the complimentary credit report.

     (ii) Offer 2: Buy 1 get 1 Complimentary Deal for Personal Credit Report Plus (PCRP)

• The Buy 1 get 1 Complimentary Deal will begin once all complimentary reports from Offer

     1 have been fully redeemed and will remain valid until 5 December 2025.

• Users who purchase one (1) PCRP at RM23.90 (full retail price) will receive one (1) complimentary PCRP via a Buy 1 get 1 Complimentary Deal promo code sent to their registered email.
• Payment made using AmBank Debit Card or AmBank Credit Card/AmBank Islamic Credit Card-I is preferred.
• The Buy 1 get 1 Complimentary Deal promo code is valid until 31 January 2026.
• The promo code must be applied at the cart checkout page to redeem the complimentary report. No complimentary report will be issued if the promo code is not applied.
• The offer is open to Malaysians and residents of Malaysia only.
• No payment is required to redeem the complimentary credit report