AmBank SPOT

Your Best Choice of Personal Financing

Life is made up of many defining moments, and whether it is to prepare for your wedding, buying a new property or furthering your education, AmMoneyLine / AmMoneyLine Facility-i is your trusted companion in every journey. You can choose from either Cash-Out Plan to get extra cash in hand, or Debt Consolidation Plan to consolidate your debts into a single payment. Don’t wait, apply now to savour the great moments in life.

Cash-Out Plan

Low interest / profit rate from 8.00% – 11.99% per annum

NO guarantor / collateral required

Payment period of between 12 – 60 months

High Disbursement Amount – Maximum 10x of your gross monthly income or RM150,000, whichever is lower.

Get Rewarded For Timely Repayments – Enjoy 5% cash rebate per annum on total interest / profit paid when you make payment on time

Debts Consolidation Plan

Simplify your finances by consolidating your credit card and personal loan / financing accounts into ONE account

Save up to 2% per annum on interest / profit

Payment period of between 12 – 60 months

Competitive rate for immediate interest / profit savings

Eligibility

Items	Details
Minimum Age	21-60 years old (upon maturity of facility)
Nationality	Malaysian citizen; OR Permanent Resident working in Malaysia
Minimum Income	Salaried Employees: RM36,000 for existing Bank customers RM60,000 for new to Bank customers Self Employed: RM60,000 for existing Bank customers RM120,000 for new to Bank customers
Documents Required	To expedite processing, please enclose photocopies of the following documents: Application form Photocopy of NRIC (Front and Back) For Individuals (Fixed Salary Earner): Latest 1 month’s Salary Slip WITH Bank Statement where Salary is credited/Latest EPF statement/ Latest BE Form with corresponding Tax Payment Receipt/Latest EA Form/Notice of Assessment (NOA); OR Latest 3 consecutive months‘ Salary Slip; OR Latest 3 months’ EPF/CPF statement Applicable for group of Multinational Corporation (MNC), Government Linked Company (GLC), Public Listed Company (PLC) and Financial Institution (FI). Other than above, corresponding income evidence (e.g. Tax Return/e-Filing/bank statement, etc.) must be provided. For Individuals (Fixed Plus Variable): Latest 3 consecutive months’ Salary Slip WITH Bank Statement where Salary is credited/Latest EPF statement/Latest BE Form with corresponding Tax Payment Receipt/Latest EA Form/Notice of Assessment (NOA); OR Latest 3 months’ EPF/CPF statement Applicable for group of Multinational Corporation (MNC), Government Linked Company (GLC), Public Listed Company (PLC) and Financial Institution (FI). Other than above, corresponding income evidence (e.g. Tax Return/e-Filing/bank statement, etc.) must be provided. Full Commission Earners: Latest 6 consecutive months’ Commission Statement/Statement of Account (SOA); OR Latest 6 consecutive months’ Bank Statement; OR Annual Statement of Commission Earned; OR Latest BE Form with corresponding Tax Payment Receipt Sole Proprietor/Partnership/Company: Latest 6 months company banks statement; OR Latest B/BE Form WITH corresponding tax payment receipt & Latest 1 month company banks statement; AND Form A (For Sole Proprietor)/Form B (for Partnership)/Form 9,24,49 (for Company) Trading License for East Malaysia

AmMoneyLine

AmMoneyLine Facility-i