AmBank SPOT
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Pay with Cosway Points

Redeem products at Cosway outlets using Cosway Points.

Terms & Conditions
  • This On-the-Spot Redemption program is applicable to AmBank Cosway Mastercard® Credit Cardholders only.
  • The conversion rate is 600 points for every RM1.00 redeemed. Notwithstanding to this, AmBank reserves the right to vary and/or revise the conversion rate of the points at any time with at least twenty one (21) calendar days' notice to cardholders before the new rate take effect.
  • Cardholders are able to redeem at all participatig outlets using full or partial (Points and RM) redemption. Merchants shall, at the time, reserve the right to accept redemption of product by full redemption, points solely and/or partial redemption with the use of points and paymnet of the balance value.
  • For partial redemption, the balance value for the products or services shall be charged to the Cardholder's Credit Card which will earn further Points.
  • Please visit ambank.com.my/OTSR for the full terms and conditions.