Benefits of Balance Transfer
Consolidate your outstanding balances from other Bank's Credit Card and enjoy instant interest/ management fee savings!

Affordable
Competitive rates with no up front fees / processing fees

Convenient
Apply via AmOnline at the comfort of your own home

Efficient
Easier financial management by consolidating all your credit card balance

Flexible
Repayment in 12, 24, 36 monthly tenure
How to apply
Easy, Simple, Fast method

Step 1
Select the AmBank credit card/ AmBank Islamic credit card-i for Balance Transfer

Step 2
After login into your AmOnline, select “Apply”

Step 3
Then choose your monthly instalment tenure

Step 1
After login into your AmOnline, select “Apply”

Step 2
Then select “Apply Balance Transfer”

Step 3
Select the AmBank credit card/ AmBank Islamic credit card-i for Balance Transfer

Step 4
Then select “Apply Balance Transfer”

Step 5
You can find your previously submitted application in the Balance Transfer application history

Step 6
Select the Issuer / Bank and enter the card number you want to Transfer To. Then, toggle the red circle to choose the amount you want to transfer or you can edit in the amount field

Step 4
Select the Issuer / Bank and enter the card number you want to Transfer To. Then, toggle the red circle to choose the amount you want to transfer or you can edit in the amount field

Step 5
Verify your card. Then click “Continue” to proceed to next step

Step 6
Then choose your monthly instalment tenure

Step 7
You have successfully applied for Balance Transfer. You will receive SMS & Email notification for your application submission

Step 8
Verify your card. Then click “Continue” to proceed to next step

Step 9
You need to accept the Terms & Conditions before you can proceed

Step 7
You need to accept the Terms & Conditions before you can proceed

Step 8
You have successfully applied for Balance Transfer. You will receive SMS & Email notification for your application submission

Step 9
You can find your previously submitted application in the Balance Transfer application history
Alternative method
Call our Contact Centre at 03-2178 8888 and speak to our customer service representative.
Visit your nearest Branch to understand more on Balance Transfer today!