Minimum Age:

21-60 years old (upon maturity of facility)

Nationality:

Malaysian citizen; OR

Permanent Resident working in Malaysia

Salaried Employees:

   RM36,000 for existing Bank customers

   RM60,000 for new to Bank customers

Self Employed:

   RM60,000 for existing Bank customers

   RM120,000 for new to Bank customers

Application form
Photocopy of NRIC (Front and Back)

For Salaried Employee:

Fixed Salary Earner
i. Latest 1 month’s salary WITH Bank statement where salary is credited / Latest EPF statement / Latest BE Form with corresponding Tax Payment Receipt / Latest EA Form* / Notice of Assessment (NOA); OR
ii. Latest 3 consecutive months’ Salary Slip; OR
iii. Latest 3 months’ EPF/CPF statement

*Applicable for Group of Multinational Corporation (MNC), Government Linked Company (GLC), Public Listed Company (PLC) and Financial Institution (FI)

Other than above, corresponding income evidence (eg. Tax Return / E-Filing / Bank Statement, etc) must be provided.

Fixed Plus Variable
i. Latest 3 consecutive months’ Salary Slip WITH Bank Statement where Salary is credited / Latest EPF statement / Latest BE Form with corresponding Tax Payment Receipt / Latest EA Form* / Notice of Assessment (NOA); OR
ii. Latest 3 months’ EPF/CPF statement

*Applicable for Group of Multinational Corporation (MNC), Government Linked Company (GLC), Public Listed Company (PLC) and Financial Institution (FI)

Other than above, corresponding income evidence (eg. Tax Return / E-Filing / Bank Statement, etc) must be provided.

Full Commissions Earner:
i. Latest 6 consecutive months’ Commission Statement / Statement of Account (SOA); OR
ii. Latest 6 consecutive months’ Bank Statement; OR
iii. Annual Statement or Commission Earned; OR
iv. Latest BE Form with corresponding Tax Payment Receipt

For Self Employed:

Sole Proprietor
i. Form A & D (Business Registration) / Trading License for East Malaysia / Unregistered Business); AND
ii. Latest 6 consecutive months’ Personal or Business Bank Statement; OR
iii. Latest year BE/B Form with corresponding Tax Payment Receipt & 1 month Personal or Business Bank Statement; OR
iv. E-Filing acknowledgement receipt & Latest 1 month Personal or Business Bank Statement; OR
v. Latest 6 consecutive months’ Statement of Accounts (SOA) from relevant authorities / MNC / PLC / FI

Partner
i. Form B & D (Business Registration for West Malaysia) / Trading License for East Malaysia; AND
ii. Latest 6 consecutive months’ Business Bank Statement; OR
iii.Latest year B Form with corresponding Tax Payment Receipt & Latest 1 month Business Bank Statement; OR
iv. E-Filing acknowledgement receipt & Latest 1 month Business Bank Statement

Director / Shareholder
i. Return of Allotment of Shares (formerly known as Form 24) ; AND
ii. Notification of Change in the Register of Directors, Managers and Secretaries Form (formerly known as Form 49); AND
iii. Latest 6 consecutive months’ Personal or Business Bank Statement
iv. Latest year BE Form with corresponding Tax Payment Receipt & Latest 1 month Personal or Business Bank Statement; OR
v. E-Filing acknowledgement receipt & Latest 1 month Personal or Business Bank Statement

Company:
i. Form 9 – certificate of incorporation of private company
ii. Form 24 – return of allotment of shares
iii. Form 49 – notification of change in the registration of director, manager and secretary
iv. Constitution of a written confirmation duly signed by director(s) confirming that the company does not have Constitute (formerly known as Memorandum & Articles of Association)
v. Notification of change in registered address (formerly known as Form 44, if applicable)
vi. Latest 6 consecutive months’ company bank statements & summary of bank statement analysis; OR
vii. Latest BE & B Form with tax payment receipt + latest 1-month company bank statement;
viii. E-Filing acknowledgment receipt + latest 1-month company bank statement

For selected Ambank/Ambank Islamic Payroll customers:
No income document is required.